Reading about Coverage I have some questions:
Imagine a scenario where both mother and her underage daughter have coverages to an insurance plan.
The mother is responsible to pay monthly to the insurer, while her daughter depends on her.
For mother coverage:
- Should I use her patient id as policyHolder, subscriber, and beneficiary?
- Should it be saved without a dependent number?
- Should I use the mother patient id as policyHolder, subscriber?
- Should I use her mother’s card number as subscriber id, while its own number is saved on the dependent number?
- Should the daughter patient id should be used as beneficiary?
When the patients have more than 1 coverage each, should I relate mother-daughter coverages relationships using the subscriber id?